TAB Bank Hires C. Ray Hines as VP/BDO

By Joyce Dimaculangan

TAB Bank welcomes bank veteran C. Ray Hines as Vice President and Business Development Officer. Mr. Hines will be based in Cleveland, Ohio and in his new role, will be responsible for sourcing new business opportunities by providing asset-based and factoring working capital facilities to commercial entities with annual revenues of $2 million to $150 million. This is in part of the Bank’s expansion of its footprint in terms of geography and business opportunities.

Mr. Hines has over 32 years of experience working with small- to middle-market C-Ray-Hines-TAB-Bankcompanies in need of creative working capital solutions. The majority of his banking career has been spent in new business development, mostly in the Michigan, Ohio, and Western Pennsylvania markets. Previous experience also includes more than 20 years in sales, marketing, and portfolio management for three banking institutions, including PNC Bank (formerly National City Bank), Huntington Bank, and FirstMerit Bank. Prior to joining TAB, Hines was the Great Lakes regional manager for two privately-held asset-based finance companies.

TAB Bank is looking forward to working with Mr. Hines. It is focusing its business development efforts in the Rust Belt region of the United States. According to Justin Gordon, Senior Vice President of Sales and Marketing for TAB Bank, “Our goal is to create numerous opportunities for our working capital financing solutions to be offered to the many small to medium-sized commercial entities and firms in the region. The addition of Ray to our business development team greatly enhances our ability to realize this goal.”

About TAB Bank
Founded in 1998, TAB Bank, formerly Transportation Alliance Bank, provides working capital facilities, equipment financing and deposit products to solutions to small- and medium-sized commercial businesses across a wide range of industries. TAB is a wholly owned subsidiary of FJ Management, Inc. For more information, visit

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