Horizon Community Bank announced that industry veteran Jim Nelson has joined the business as Senior Commercial Lending Manager. Based in the Bank’s new branch in Mesa, Arizona, Nelson will be in charge of managing commercial lending, along with growing its loan portfolio, managing customer relationships and promoting business banking products throughout the Phoenix metropolitan area.
Nelson brings to his new role over 33 years of experience in various disciplines of lending and administration. He has an extensive background in growing deposits, implementing policies and infrastructures, handling due-diligence and compliance, and making key credit decisions.
He joins HCB from Goldwater Bank, where he served as Executive Vice President and Chief Credit Officer. Previously, he held senior leadership positions at Pinnacle Bank, Compass Bank, Wells Fargo, Chase Bank of Arizona, First Federal Bank and Community Bank of Arizona.
“I’m particularly excited that Horizon Community Bank is locally owned and operated. By helping it grow deposits and borrowers, I’m helping the very community that I live in because the dollars remain in our neighborhood. I’m a huge believer in local first,” remarked Nelson.
Caraccio brings to his new role over 20 years of experience in the banking industry. Most recently, he served as Senior Vice President, Corporate Banking Team Leader at First Niagara Financial Group in Rochester, New York.
Kinkaid brings to his new role 10 years of experience in the banking industry. His areas of expertise include commercial lending, sales management, and small business lending.
Loeffelholz has over 25 years of experience in banking, bank regulation, and financial institution consulting. He specializes in commercial lending, business development, credit analysis, underwriting, special assets, loan review, and management of lending functions.
Milke brings to her new role over 35 years of experience in the banking industry, with the last 20 years focused in commercial lending. Most of her career was spent with National Penn Bank, where she last served as a Vice President/Commercial Lender.