The Small Business Finance Institute provides peer-to-peer training for commercial lenders from seasoned lenders and professionals from related fields who teach from decades of valuable experience. In addition to their subject matter expertise, several are experienced teachers as well.
Among the faculty, two are adjunct college professors, three have taught at ABA’s Stonier Graduate School of Banking, two at ABA’s Commercial Lending School, two at the Graduate School of Banking-Wisconsin and one at the RMA Florida Commercial Lending School. Many have written extensively about credit issues in a variety of publications, and all have appeared as a featured speaker/panelist for dozens of trade associations such as ABA, RMA, NAGGL, NADCO, NFA and others. One is past national chair of RMA.
Mike Blake is the founder of Arpeggio Advisors, a boutique business appraisal and corporate strategy advisory firm in Atlanta. His background has included work in venture capital, investment banking, and public accounting.
For the first eight years of his career, Mike worked in venture capital and investment banking in the U.S. and abroad. In 2004, Mike entered the business appraisal profession full-time, working most recently for Habif, Arogeti & Wynne, LLP (the largest independent public accounting firm headquartered in Atlanta). Mike led HA&W’s effort to become the first appraisal practice in Georgia to earn the International Society of Business Analysts’ Gold Seal of Trust, the only peer review recognition for observing best practices in the business appraisal profession in the United States.
Mike has particular expertise in the appraisal of firms in the fields of professional services, information technology, aerospace, and alternative energy. In addition, he has developed specific expertise in the appraisal of intellectual property and intangible assets.
Mike is an active educator. He is a Special Instructor of Business Valuation in the Georgia Tech/Emory University TI:GER (Technology Innovation: Generating Economic Results) program. In addition, he is regularly invited to provide instruction on entrepreneurship, corporate finance, and business valuation to graduate level classes at the Georgia Institute of Technology, Emory University, Kennesaw State University, the University of South Carolina, Georgia State University, and the University of Georgia. Furthermore, he regularly provides continuing professional education for his peers in the business valuation profession.
Mike earned a Bachelor’s degree in Economics and French (Cum Laude) from Franklin & Marshall College, from which he graduated Phi Beta Kappa. In addition, he holds a Master of Business Administration degree from Georgetown University. Mike is also a member of the Leadership Atlanta Class of 2014.
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Jordan Blanchard is CEO of 504 Fund Advisors, LLC, a wholly-owned subsidiary of Live Oak Bancshares, and the investment advisor to The 504 Fund (the Fund). Jordan is one of two portfolio managers for the Fund and one of the co-founders. Jordan and his team are responsible for all lending operations related to the Fund including bidding on new and existing loans, underwriting, closing, and loan servicing. Jordan is also heavily involved in investment raising activities and regularly presents to banks, credit unions and socially-conscious investors.
Jordan also is Managing Director of SBA 504 Secondary Markets at Government Loan Solution (GLS), a financial services company and the nation’s premier SBA 7(a) secondary market expert and leader in the emerging SBA 504 secondary market. Jordan is responsible for researching, developing and establishing secondary market outlets for SBA 504 first lien lenders.
Prior to GLS, Jordan was President of Wholesale 504 Lending Consultants, LLC (W504), another financial services company that facilitated SBA ‘First Mortgage Lien Pool (FMLP)’ program business. W504 was a partner with GLS and together they created Secondary Market Access (SMA), an entity that provided all aspects of services to 504 buyers, sellers, pool originators and investors. SMA facilitated almost 60% of the approximately $1B in gross loans funded through the FMLP program.
Earlier, Jordan served as Executive Vice President at CDC Small Business Finance managing their for-profit subsidiary, CDC Direct Capital, where he helped create and operate two SBA 504 wholesale purchase programs.
Jordan earned a Bachelor Of Science, Business Administration/Finance at San Diego State University. Return to Top
Bruce Bryant provides SBFI lender training on the subject of commercial real estate finance. He is a former banker who presently serves as Associate Broker with Auction Management Corporation in Atlanta, a privately-held real estate sales company that has sold over $170MM of properties across the nation. A considerable amount of his sales included bank foreclosures and recoveries.
He has been a member of the Support Faculty at Kennesaw State University since 1992 where he teaches graduate and undergraduate level courses in real estate principles, finance, and investment. He was awarded the Coles College of Business ‘Support Faculty Member of the Year’ in 1996, 2004 and 2007.
Bryant has 12 years of experience in SBA-guaranteed lending, including tenure at both Zions Bank and PNC, where he was a business development officer. He developed the SBA lending function and department of Quantum National Bank (Atlanta), and was responsible for functions ranging from origination to secondary market loan sales.
His community involvement includes the Atlanta chapter of the Risk Management Association (RMA), where he has served as Membership Chair, and he has been a member of the Advisory Board for the Atlanta Neighborhood Development Partnership. Bryant was a founding member of the Georgia Lenders Quality Circle (www.GLQC.org) and served as its President in 2006. He has coached many youth sports teams and is actively involved in the Westminster Schools Alumni and Athletic Associations.
He earned a B.A. from Vanderbilt University and a M.S. in Real Estate from Georgia State University. He and his wife, Jan, have 3 children and reside in Atlanta, GA. Return to Top
As Chief Development Officer at FRANdata, Ron Feldman utilizes his knowledge and experience with franchise finance to improve the flow of capital to the franchise community. Feldman is also a principal at Franchise America Finance and Siegel Financial Group and continues to serve as their Chief Brand Strategist.
Prior to his time at Siegel Financial and Franchise America Finance, Feldman was Executive Vice President and Chief Operating Officer of Response USA, a publicly traded Alarm Systems Company. Feldman and his wife were also one of the early Goddard School franchisees and successfully owned, operated and sold their Goddard School in 2007.
He is often called upon to be a keynote speaker at franchise-related events, and has appeared on television programs championing the cause of small businesses. Feldman has been published numerous times in trade magazines, and is the instructor-of-choice and subject matter expert on financing and capital access to the International Franchise Association (IFA).
In 2013, Feldman was awarded the Sid Feltenstein MVP Award for service to the IFA’s Political Action Committee (FRANPAC). As a principal of Siegel, He sits on the supplier forum advisory board of the IFA and has the distinction of being a Certified Franchise Executive (CFE). Return to Top
Chris Fonzi is founder and principal of Logic Environmental, Inc., which performs environmental regulatory consulting, Phase I, and Transaction Screen Assessments (TSA) for government-guaranteed and conventional real estate lenders. In addition, the company provides Phase II Assessments and updates for properties with underground storage tanks and chemical releases.
The company has performed environmental assessments and provided consulting services in more than 20 states for a broad range of different uses of commercial real property. Prior to founding this company, Chris was Regulatory Manager at Atlanta Environmental Management and earlier was an environmental scientist at EnviroCare, Inc.
Chris earned a bachelor’s degree and Juris Doctorate from the University of Florida and the UF School of Law. He has been a featured speaker at numerous lending conferences on the subject of environmental risk and contamination of property. Return to Top
CHARLES H. GREEN
Charles Green is an seasoned commercial lender with more than 35 years’ focus on funding the small business sector. He founded and served as President/CEO of Sunrise Bank of Atlanta, and in addition has served as a director for several companies, including Chair of Atlanta Medical Center, a 760-bed for-profit hospital.
His previous teaching experience includes the Stonier Graduate School of Banking, Graduate School of Banking at Wisconsin, Graduate Commercial Lending School, as well as online programs for several private enterprises.
He has written extensively about business financing, including Banker’s Guide to New Small Business Finance (John Wiley & Sons, 2014), Get Financing Now (McGraw-Hill, 2012) and the bestselling The SBA Loan Book, 3rd Edition (Adams Media, 2011).
Green earned a B.S. in Finance from the University of Alabama, diploma from the Stonier Graduate School of Banking, and completed Executive Education at Harvard Business School. More about Green here. Return to Top
LINDA DAVIS JAMESON
With 20+ years of financial experience, Linda Davis Jameson’s career spans from global to community banking. Starting with a strong commercial lending foundation that included a formal management training program and progressive responsibilities in credit analysis, relationship management, and leadership; Linda subsequently assumed the position of Chief Credit Officer for Brand Bank, and then the dual roles of Chief Operating Officer and Chief Credit Officer with Access to Capital for Entrepreneurs, a CDFI (Community Development Financial Institution).
Ms. Jameson earned a B.B.A. from Roanoke College, and an M.B.A from Emory University. She also completed Uniform Credit Analysis (Omega) and graduated from the Virginia Bankers School of Bank Management.
She was elected as Chairperson for the Middle Tennessee Group of Risk Management Association (RMA), and member of the Georgia Banker’s Association (GBA) Credit Committee. Community service includes her role on the Board of Directors as Treasurer for the Atlanta Center for Self Sufficiency and the Advisory Board for Social Enterprise Alliance of Greater Atlanta. Her passion for working with entrepreneurs and small business owners is exhibited, as well, through volunteering with the Points of Light Civic Accelerator and the Start Micro-Entrepreneur (Start:ME) Accelerator program, one of the initiatives of Social Enterprise @ Goizueta, Emory University.
Currently, Linda combines her financial expertise and desire to make a difference as Managing Member of L Jameson Consultants, LLC (www.ljameson.com), helping small businesses and nonprofits grow and prepare for funding. When she is not working or volunteering, one of her favorite pastimes is traveling, and capturing new destinations through the lens of photography. Return to Top
ROBERT ‘BOB’ JUDGE
Bob Judge has over thirty-five years of fixed income trading and research experience with nationally and internationally recognized financial organizations. He worked in New York City for more than 15 years as an institutional corporate bond trader with Nikko Securities, Yamaichi International, Deutsche Bank and Furman Selz.
In 1996, Bob joined NatCity Investments, where he was responsible for all institutional corporate and mortgage-backed securities trading, as well as the syndicate activities for the Fixed Income Sales & Trading Department. In 2001, he was promoted to SVP and became responsible for managing the Taxable Fixed Income Department, where he led NatCity’s into the SBA securitization market.
Through his technological abilities and fixed income modeling skills, he led the development of the loan accounting, automated settlement and analytics packages for the SBA business. During this period, NatCity was the first firm to settle a package of SBA loans and create SBA pools using automated processes. During Bob’s tenure, NatCity created the six largest pools by loan count, as well as the largest pool by par value, all done through automation. He was promoted in 2004 to Managing Director of NatCity Investments, while continuing to lead the Institutional Fixed Income trading department.
In October 2006, Bob co-founded Government Loan Solutions, Inc. (GLS), to bring greater transparency, efficiency, and productivity to the SBA marketplace through the use of technology. GLS also assists lenders in compliance with FASB 157 regarding the proper valuation of their SBA servicing portfolios.
He is a recognized expert in the valuation of SBA-related assets as well as the SBA secondary market and is the editor of the CPR Report®, a widely-read monthly publication that tracks SBA loan default, prepayment and secondary market activity. Bob is a periodic contributor to the NAGGL newsletter and has been quoted in the Wall Street Journal, American Banker as well as other financial publications. He’s also been a speaker at various government lending industry events on the topics of asset valuation and the secondary market.
Bob earned a B.A. in Economics from Vassar College and an M.B.A. in Finance from the Stern School of Business at New York University. Return to Top
Ed Kofman is the Managing Director and Head of Loan Trading and Hedging at CenterState Bank of Florida NA. He formerly served as Managing Director of Banc Investment Group, LLC. and Pacific Coast Bankers’ Bank.
Kofman has over 20 years of experience in the financial services industry, serving as Financial Risk Manager of Wells Fargo Bank’s Capital Markets group and he was responsible for the production of capital allocation tools and risk-adjusted return on capital models at Bank of America. He served as a Credit Loan Officer and Director of Corporate Finance Group at Scotia Capital and Bank of Nova Scotia.
He has banking experience and practiced corporate/commercial law, holds FINRA certifications, including a Series 7 and 63. Kofman earned a Bachelors of Science from the University of Toronto and a joint MBA/JD from York University. In addition, he attained a Chartered Financial Analyst (CFA) designation. Return to Top
LATOYA PARKER, CFP ®
LaToya Parker serves as Chief Operating Officer at Phoenix Associates, an Atlanta-based financial planning firm, where she has been employed since 1997. The company provides personal, professional, and experienced insurance counsel to clients, and as its Chief Operating Officer, LaToya is charged with creating and implementing sales, marketing, and client relations strategies.
Prior to Phoenix, she served as a Certified Financial Planner at Infinity Financial LLC for ten years. Her professional focus includes investment management, insurance, retirement planning, and comprehensive financial planning.
During her career she has served as an Instructor at RS Thomas Training Associates, Inc. to train agents to pass the state Life, Accident, and Sickness insurance examinations. In addition, she was an Instructor at Oglethorpe University (Atlanta) for about five years, teaching Risk Management and Insurance Planning in the Financial Planning Department.
She has earned several professional certifications, including Certified Financial Planner (CFP Board of Standards, License 106775), Series 7 General Securities Representative (FINRA), and Series 63 & 65 Uniform Investment Adviser (FINRA). She earned a Master of Business Administration (2014) and Bachelor of Arts, Pre-Law and African American Studies (2003) from Georgia State University. Return to Top
Paul Rosen is a financial planning profesional and investment manager with over 20 years experience providing advisory services. For clients he provides financial planning, protection and investment strategies and works with businesses to provide retirement and benefit plans, estate planning and legacy giving.
He is licensed to sell insurance in eighteen states (FL, AL, CA, GA, IL, LA, MA, MI, MN, MS, NC, NJ, NV, NY, OH, PA, TN, and TX), as well as securities in six states (FL, GA, TX, NY, NJ and SC). Rosen is a registered representative of and offers securities through ValMark Securities, Inc, Member FINRA, SIPC.
He earned a Bachelor’s Degree at University of Michigan and an MBA from York University.
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JERALD ‘JERRY’ RICKETTS
Jerry is a seasoned commercial lender with many years experience originating new business, managing relationships, administering credit portfolios and workout for problem loans. His strongest passion has been for business development and creating long term relationships, leveraging several banking products around the delivery of finance solutions.
His banking years have included working with a diversified list of lending products, such as asset-based loans, C&I lines of credit, commercial real estate loans and SBA lending products.
Most recently Jerry has been affiliated with Capital Funding, an SBA 504 Certified Development Company, where he manages a number of participating 504 lender relationships. His career has been in service of a number of banks with progressive responsibilities, including Senior Vice President at North Valley (CA) Bank, Senior Vice President at Silicon Valley (CA) Bank and Vice President at Scott Valley (CA) Bank.
He earned a Bachelor’s Degree in Political Science and Business Administration at California State University-Long Beach. Return to Top
Andy Sherrer serves as Senior Vice President at Republic Bank & Trust in Norman, Oklahoma. As the Director of Private Banking, Mr. Sherrer leads a team of Republic bankers that work to provide banking and wealth management solutions for clients throughout the Oklahoma City metro.
Mr. Sherrer’s educational background includes earning a B.S. in Marketing at Oklahoma State University, an MBA with Finance and M.I.S. concentration from the University of Oklahoma, and a diploma from the ABA Stonier Graduate School of Banking/Wharton Leadership Certificate.
Mr. Sherrer currently serves as an adjunct faculty member at the University of Oklahoma’s Price College of Business where he leads both Management and Entrepreneurship courses.
Mr. Sherrer serves or has served as Chairman of the 1,500 business member Norman Chamber of Commerce, a Charter Member of the Oklahoma Banking Association Emerging Leaders, a 3-term member the Norman Oklahoma Planning Commission, Chairman of the University of Oklahoma’s Price College of Business Entrepreneurship Division Advisory Board, member of the Oklahoma Governor’s Business Roundtable. He was elected as the Moore Norman Technology Center’s Zone 3 elected School Board Member by a 2:1 margin with 220,000 registered voters. Return to Top
Dev Strischek serves as Senior Vice President/Senior Credit Policy Officer for SunTrust Bank, Atlanta GA, and is responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business–commercial, commercial real estate, corporate investment banking, capital markets, and private wealth management. Additional roles at the bank include Chair of the bank’s credit training academy and member of the bank’s Fair Lending/CRA and Reg W Committees.
He spent three years as managing director and credit approver in SunTrust’s Florida commercial lending and corporate investment banking areas, respectively. Prior to SunTrust, Dev was chief credit officer for Barnett Bank’s Palm Beach market. Besides stints at other banks in Florida, Kansas City, and Ohio, Dev’s experiences outside of banking include CFO of a Honolulu construction company, combat engineer officer in the U.S. Army, and college economics instructor in Hawaii, Missouri, and Florida. A graduate of Ohio State University and the ABA Stonier Graduate School of Banking, he earned his M.B.A. from the University of Hawaii.
Dev serves as an instructor in RMA’s Florida Commercial Lending School and as both an instructor and as a member of the American Bankers Association’s (ABA) Commercial Lending and Graduate Banking School advisory board. His school, conference, and workshop audiences have included participants drawn from the ABA, RMA, OCC, Federal Reserve, FDIC, FFIEC, SBA, the Institute of Management Accountants (IMA) and the AICPA.
Dev has written about credit risk management, financial analysis and related subjects for the ABA’s Commercial Insights, the Risk Management Association’s RMA Journal, and other business professional journals. He is the author of Analyzing Construction Contractors and its related RMA workshop. A past national chair of RMA and former Florida Chapter president, Dev serves as a member of the RMA Journal’s advisory board, and an ex-officio board member of the Florida and Atlanta RMA chapters. He also serves on the advisory board of the Atlanta Chapter of the Professional Risk Managers’ International Association.
In addition, he has consulted on credit risk issues with banks in Morocco, Egypt, and Angola through the U.S. State Department’s Financial Service Volunteer Corps (FSVC). Return to Top
Dave Sullivan is Vice President of First General Credit Union and an expert on consumer and business credit reporting. His finance career started in mortgage lending and in 1997 he started a business credit reporting business that was later sold to Kroll Factual Data. Later he spent five years as Marketing Director for Credit Technologies.
He has authored several books and dozens of articles targeting consumers on how to manage and improve their credit scores. In addition, his YouTube channel, “The Credit Guy TV,” includes hundreds of score tutorial videos that offer detailed explanation and free advice around issues consumers and business owners face with credit reports, and has attracted more than 1 million viewers.
He earned a bachelor’s degree in Finance from Western Michigan University. He is a Certified FICO® Professional and has annually qualified for FCRA Certification from the National Credit Reporting Association since 2000. In the industry, he formerly served on the Board of Directors of the Michigan Mortgage Lenders Association. Return to Top
Barry Yelton is a seasoned commercial lending professional who serves as Managing Director of the firm he founded, Yelton Capital Network. He has more than forty years of commercial financing experience, and has been associated with several commercial finance companies during that time, including Textron, Foothill Capital, GE Capital and Sovereign Bank.
His experience with asset-based lending and factoring ranges from small company financing to middle market lending, and he has been involved in thousands of financing transactions. He works with a variety of commercial service businesses, government contractors, manufacturers, wholesalers, healthcare companies and other B2B enterprises that require funding in the $500k to $50 million range. His work has included early stage companies, highly leveraged companies, rapid growth, as well as bank and finance company exits. His factoring work was primarily among companies with $3 to $100 million of revenue.
In the trade, Yelton founded and continues to serve as Group Manager for the online Capital Forum (LinkedIn Group). He was a cofounder of and served as Director, Vice Chairman, and Executive Vice President of the National Funding Association, and was President and Director of their Atlanta Chapter. He served as Director of the Carolinas Chapter of the Turnaround Management Association. He founded and served as first President of the Carolinas Chapter of the Commercial Finance Association in 1996.
Barry wrote a Civil War novel “Scarecrow in Gray,” and recently wrote the novel “Season of the Crow.” and serves on the Advisory Board of the Small Business Finance Institute. Return to Top