Terms of Use

The Small Business Finance Institute and its associates provide their services to you subject to the following conditions. If you visit this website, you accept these conditions. Please read them carefully.

REGISTRATION CANCELLATIONS & REFUNDS

Please review our Refund Policy for information on canceling registrations for SBFI events and collecting refunds.

PRIVACY

Please review our Privacy Policy, which also governs your visit to our website, to understand our practices.

ELECTRONIC COMMUNICATIONS

When you visit the Small Business Finance Institute or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of the Small Business Finance Institute or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of the Small Business Finance Institute, with copyright authorship for this collection by the Small Business Finance Institute, and protected by international copyright laws.

TRADE MARKS

The Small Business Finance Institute’s trademarks and trade dress may not be used in connection with any product or service that is not the Small Business Finance Institute’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits the Small Business Finance Institute. All other trademarks not owned by the Small Business Finance Institute or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by the Small Business Finance Institute or its subsidiaries.

LICENSE AND SITE ACCESS

The Small Business Finance Institute grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of the Small Business Finance Institute. This license does not include any resale or commercial use of this site or its contents: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another company: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of the Small Business Finance Institute. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of the Small Business Finance Institute and our associates without express written consent. You may not use any meta tags or any other “hidden text” utilizing the Small Business Finance Institute’s name or trademarks without the express written consent of the Small Business Finance Institute. Any unauthorized use terminates the permission or license granted by the Small Business Finance Institute.

YOUR MEMBERSHIP ACCOUNT

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use our website only with involvement of a parent or guardian. The Small Business Finance Institute and its associates reserve the right to refuse service, terminate accounts, or remove or edit content in their sole discretion.

COMMENTS, EMAILS, AND OTHER CONTENT

Visitors may post comments and other content: and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. The Small Business Finance Institute reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. If you do post content or submit material, and unless we indicate otherwise, you grant the Small Business Finance Institute and its associates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant the Small Business Finance Institute and its associates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post: that the content is accurate: that use of the content you supply does not violate this policy and will not cause injury to any person or entity: and that you will indemnify the Small Business Finance Institute or its associates for all claims resulting from content you supply. The Small Business Finance Institute has the right but not the obligation to monitor and edit or remove any activity or content. The Small Business Finance Institute takes no responsibility and assumes no liability for any content posted by you or any third party.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY THIS SITE IS PROVIDED BY THE SMALL BUSINESS FINANCE INSTITUTE ON AN “AS IS” AND “AS AVAILABLE” BASIS. THE SMALL BUSINESS FINANCE INSTITUTE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, CHARLES GREEN & COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE SMALL BUSINESS FINANCE INSTITUTE DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM THE SMALL BUSINESS FINANCE INSTITUTE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE SMALL BUSINESS FINANCE INSTITUTE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

APPLICABLE LAW

By visiting the Small Business Finance Institute, you agree that the laws of the State of Georgia, U.S.A., without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and the Small Business Finance Institute or its associates.

DISPUTES

Any dispute relating in any way to your visit to the Small Business Finance Institute or to products you purchase through the Small Business Finance Institute shall be submitted to confidential arbitration in Georgia, U.S.A., except that, to the extent you have in any manner violated or threatened to violate the Small Business Finance Institute’s intellectual property rights, the Small Business Finance Institute may seek injunctive or other appropriate relief in any state or federal court in the state of Georgia, U.S.A., and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrators award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.

SITE POLICIES, MODIFICATION, AND SEVERABILITY

Please review our other policies, such as our Privacy Policy, posted on this site. These policies also govern your visit to the Small Business Finance Institute. We reserve the right to make changes to our site, policies, and these Terms of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

QUESTIONS

Questions regarding our Terms of Use, Privacy Policy, or other policy related material can be directed to us by email at: Director@SBFI.org.

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