SBA

John Moshier Joins ReadyCap Lending as President

By Joyce C. Dimaculangan

ReadyCap Lending, Licensed SBA Lender, announced that it has hired John E. Moshier as President of the company and he will be based in New Providence, New Jersey. Moshier has held senior leadership roles focused on the delivery of SBA loans and solutions, as well as small business relationships, since 2000. He has also served in the United States Army and Ohio National Guard.

John Moshier ReadyCap LendingMoshier brings nearly 20 years of experience in the lending industry, the past 15 of which have been focused on small business relationships and management of U.S. Small Business Administration (SBA) loan programs. Throughout his career, he has been consistently recognized for portfolio performance and SBA production, while building and growing national sales teams.

Prior to ReadyCap Lending, he was with Key Bank where he last served as Senior Vice President, National SBA Segment Manager in Cleveland, Ohio. Before Key Bank, he held senior roles at GE Capital, and National City Bank.

“John’s experience in serving our country is an invaluable asset to our Veterans Community Development program, which is dedicated to providing resources and access to start-up capital for military veteran entrepreneurs and business owners, in partnership with the SBA,” remarked Jim Going, CEO of ReadyCap Commercial, LLC.

Read More More

Share This
Twitter LinkedIn Digg Reddit StumbleUpon  

American Business Lending Taps David Green as EVP

By Joyce C. Dimaculangan

American Business Lending has hired David Green as Executive Vice President – SBA Loan Production. In this capacity, Green will be responsible in expanding ABL’s nationwide business development officer network, including the hiring of six to nine new BDOs across the U.S. over the next six months. He will be based out of the company’s office in Dallas, Texas.

David Green American Business LendingGreen brings more than 30 years of experience in the financial industry, including several positions focused on SBA lending as well as the management of those institution’s SBA programs. He joins ABL from Independent Bank of Texas where he served as Executive Vice President. Before that, he was the President of the SBA Division at Southwest Securities, and he spent more than 16 years with Southwest Bank in Fort Worth.

“David will be a very valuable asset to ABL, bringing a wealth of knowledge of the small business industry and SBA,” commented ABL CEO Charlie Bell. “His professionalism, knowledge and passion for SBA lending will greatly contribute to raising ABL’s prominence in the SBA industry on a nationwide level.”

Green earned a bachelor’s degree in Finance from Texas Tech University. He is a long time Board Member of the National Association of Guaranteed Government Lending (NAGGL).

Read More More

Share This
Twitter LinkedIn Digg Reddit StumbleUpon  

Santa Cruz County Bank Hires CCO George Harrison

By Joyce C. Dimaculangan

Santa Cruz County Bank announced that George Harrison has joined the business as Senior Vice President and Chief Credit Officer. With more than 40 years of experience in the banking industry, Harrison brings an extensive education and professional background in finance, lending, credit administration and credit review to his new role.

Santa Cruz County BankPrior to joining Santa Cruz County Bank, he served as Chief Credit Officer at Community Bank of the Bay for three years, where he managed the company’s diverse loan portfolio, supervised lending and credit administration, and supervised the growth of the loan portfolio while maintaining strong credit quality.

Harrison also held the title of Chief Credit Officer and Senior Loan Officer for four independent community banks in Northern California. In 2010, he launched The Harrison Financial Group, an independent bank consulting and credit review firm.

“George brings a well-rounded and unique background to the Chief Credit Officer position through his experience managing credit portfolios and his understanding of credit risk and loan reviews,” said David Heald, President and CEO. “His experience managing credit portfolios and understanding of credit risk are essential to his position and are an asset to the Bank.”

Read More More

Share This
Twitter LinkedIn Digg Reddit StumbleUpon  

Hirsemann Joins TD Bank as BDO in SBA Lending

By Joyce C. Dimaculangan

TD Bank is pleased to announce that commercial finance specialist Andreas Hirsemann has joined the business as Vice President, Business Development Officer in its SBA Lending Division. Hirsemann brings more than two decades of experience in finance and real estate lending to his new role.

Andreas Hirsemann TD BankAs BDO, he is responsible for expanding TD Bank’s SBA loan production, including SBA real estate mortgage and equipment loans, refinancing and debt consolidation, as well as business acquisition, serving small to mid-sized companies from Maine to Florida. He is based in Braintree, Massachusetts.

Prior to joining TD Bank, he served as a Senior Vice President at GE Capital’s Corporate Finance division, where he provided asset-based, cash flow and structured loans and leases to mid-size and large companies across the U.S. Previously, he served as Vice President, Senior Account Manager at Wells Fargo SBA Group.

A resident of Hingham, Massachusetts, he is actively engaged in the community. Currently, he serves on the Board of Hingham Youth Football and also volunteers as a coach for Hingham Youth Football and Lacrosse.

Read More More

Share This
Twitter LinkedIn Digg Reddit StumbleUpon  

Cohen Appointed President of Excelsior Growth Fund

By Joyce C. Dimaculangan

Steve Cohen has been appointed President of Excelsior Growth Fund, a not-for-profit Community Development Financial Institution (CDFI) formed by the New York Business Development Corporation (NYBDC). It was created to execute creative and flexible lending strategies to support small businesses in New York State.

Steve Cohen New York Business Development CorporationAs President, Cohen will be in charge of leading the organization in several new directions, including expanding activities to business advisory services and developing an online platform that will provide small businesses with fast and responsible lending products.

“Steve brings to our organization vast experience with capital lending and management. His expertise in economic and community development, public policy and small business operations brings us the kind of experience we need to really expand the Excelsior Growth Fund,” commented Patrick MacKrell, CEO of New York Business Development Corporation, Empire State CDC and Excelsior Growth Fund.

Currently, Cohen is the Executive Vice President and Deputy Commissioner at Empire State Development, where he heads the Department of Small Business Services and Community Economic Development. Prior to that, he served as Senior Vice President for Seedco Financial Services, where he worked in executive management and economic development, as well as loan portfolio management.

Read More More

Share This
Twitter LinkedIn Digg Reddit StumbleUpon  

Chris Earle Named SBA Sales Manager at M&T Bank

By Joyce C. Dimaculangan

M&T Bank announced that banking veteran Christopher J. Earle has been named SBA Sales Manager. In this capacity, Earle oversees the management of SBA loan programs offered at more than 650 M&T branches offices in multiple states.

Chris Earle M&T BankEarle brings more than 40 years of experience in the financial services industry. Prior to joining M&T Bank, he served as First Vice President at First Niagara Bank, and before that, he served a similar role at NewAlliance Bank.

Previously, he held various SBA loan management positions in different companies. In addition to SBA lending, his expertise includes commercial lending, small business lending, and credit analysis. In 1999, he was named Financial Services Advocate of the Year.

Earle obtained a bachelor’s degree from the New England School of Banking. Curently, he serves on the Region 1 Liaison Committee of the National Association of Government Guaranteed Lenders.

Read More More

Share This
Twitter LinkedIn Digg Reddit StumbleUpon  

Pacific Commerce Bank Promotes Jensen-Bigknife

By Joyce C. Dimaculangan

Pacific Commerce Bank announced the promotion of Gail Jensen-Bigknife to Executive Vice President and Chief Credit Officer. Most recently, Jensen-Bigknife was the Chief Credit Officer at Vibra Bank prior to its merger with Pacific Commerce Bank, and served as Chief Credit Administrator since the merger was completed in April.

Gail Jensen-Bigknife Pacific Commerce BankJensen-Bigknife has four decades of experience in the banking industry, with particular emphasis on community banking. Throughout her career, she has served top leadership roles for several banks based in Southern California.

Prior to Vibra Bank, she was EVP/CCO at The Bank of Santa Barbara. Before that, she served a similar role at Security Business Bank of San Diego, a bank she helped found more than 10 years ago, which was then sold to AmericanWest Bank. She also worked at US Bank, Peninsula Bank of San Diego, San Diego National Bank, and California First Bank (now Union Bank).

In addition to her career, Jensen-Bigknife is actively involved in the community. She participates in The Risk Management Association (RMA), where she received her Credit Risk Certification designation. She is a member of the National Board of Directors and the Community Bank Council. She is also the immediate past chairman of the Board of Directors of the Better Business Bureau of San Diego.

Read More More

Share This
Twitter LinkedIn Digg Reddit StumbleUpon  

Cindy Gracon Promoted to SBA Specialist at Evans

By Joyce C. Dimaculangan

Evans Bank is pleased to announce the promotion of Western New York community banker Cindy Gracon to Commercial Loan Support Administrator and Small Business Administration Specialist.

Cindy Gracon Evans BankGracon joined Evans Bank in 2007 and prior to her promotion, served as an Assistant Branch Manager in the Bank’s office in Hamburg, New York. She is looking forward to the responsibilities her new role entails.

As Commercial Loan Support Administrator, she is in charge of overseeing loan administrators, customer service support for small businesses, and internal process training. She is also the Evans liaison with the Buffalo Small Business Administration office.

Gracon studied at the State University of New York at Buffalo and holds an Associate degree from Erie Community College. She also holds a Lender Diploma from the National Association of Guaranteed Government Lending (NAGGL), a certification developed for the SBA’s 7(a) guaranty loan program.

Read More More

Share This
Twitter LinkedIn Digg Reddit StumbleUpon  

Union Bank Taps Mark Decius as BDO, SBA

By Joyce C. Dimaculangan

Union Bank welcomes Mark Decius as Business Development Officer for the Business Banking Group’s Small Business Administration Lending Team. In this capacity, Decius is responsible for providing lending solutions to small business owners through SBA and other government loan programs, as well as identifying and developing new client relationships primarily in the San Francisco Bay Area and Central Valley region.

Mark Decius Union BankDecius comes to Union Bank with nearly 30 years of experience in the financial services industry, including over 17 years of commercial and SBA lending experience. His expertise includes underwriting and sales for commercial and mixed use real estate, lines of credit, equipment purchase and business acquisition lending.

Prior to joining Union Bank, he served as Business Development Officer, SBA Lending at Evolve Bank and Trust. He specialized his SBA lending knowledge after working with several regional and national lenders, including UPS Capital, Greater Bay Bank, CIT, and Commercial Bank of San Francisco.

In 2008, he served as a Principal at Decius Consulting, a company that provides consulting services to a wide variety of business types on a range of issues. Additionally, he held top leadership roles at Bank of the Orient, Trans Pacific National Bank, and Greater Bay Bank.

Read More More

Share This
Twitter LinkedIn Digg Reddit StumbleUpon  

Bill Luckinbill Joins ReadyCap Lending in Arizona

By Joyce C. Dimaculangan

ReadyCap Lending is pleased to announce that SBA expert William “Bill” Luckinbill has joined the company as Business Development Officer, Veterans Community Development. In his new role, Luckinbill will work closely with the Small Business Administration to develop ReadyCap Lending’s outreach effort to veteran small business owners and entrepreneurs in communities across the country.

William Luckinbill ReadyCap LendingLuckinbill has more than 24 years of comprehensive lending experience, mostly in the government-guaranteed arena. He has a solid background and extensive knowledge in SBA and USDA lending programs.

Most recently, he served as Vice President at Titan Bank in Arizona. Before that, he was a principal at The SBA Guy, an SBA Lender Service Provider in Phoenix focusing on consulting, packaging and underwriting projects for local and national lenders.

He also held various roles in business development, underwriting and management for The Money Store Investment Corp., Transamerica Small Business Lending, Compass Bank and Mountain America Credit Union.

Read More More

Share This
Twitter LinkedIn Digg Reddit StumbleUpon